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AFTER
THE FIRE: THE FIRST 24 HOURS
The fire is out now, and we
are sorry for your loss. There
are a few things you need to know
to help you begin to recover.
We would like to help you. Here
is a checklist for you to follow.
STEP
1: SECURING THE SITE
[ ] The site of the fire needs
to be protected from further damage
by weather, theft or vandalism.
[
] If you are the owner,
it is your responsibility to see
that openings are covered against
rain and entry and that outside
doors can be locked or secured.
The fire department will help
with this activity.
[
] Contact your insurance agent.
He or she must be notified of
the fire and may also be able
to help you in making immediate
repairs.
[
] If you plan to leave the site,
try to remove any valuables remaining
in the building.
Do not leave until the site has
been secured.
[
] If you are a tenant,
contact the resident manager,
the owner or the owner’s insurance
agent. It is the owner’s responsibility
to prevent further loss to the
site.
[
] See that your personal belongings
are secure either within the building
or by moving them to another location,
such as the home of a relative
or friend.
[
] Contact your own insurance
agent to report loss.
[
] The fire department will contact
a local relief service
such as the American Red Cross
or the Salvation Army, or Contact
Ministries if you are in need
of temporary housing, food, eyeglasses
or medicines destroyed in the
fire.
STEP
2: CAUTIONS
[ ] Fire can rekindle from hidden,
smoldering remains. Be watchful
for signs of heat or smoke.
[
] Household wiring which may have
been water damaged should be checked
by an electrician before current
is turned back on.
[
] Be watchful for structural damage
caused by the fire. Roofs and
floors may be weakened.
[
] Food, beverages and medicines
exposed to heat, smoke or soot
should be discarded.
[
] Refrigerators or freezers left
unopened will hold their temperature
for a short time.
[
] The fire department will see
that utilities (water, electricity,
gas or heat) are either safe to
use or are disconnected before
they leave the site. If a utility
is disconnected, contact the utility
company or authorized service
representative to have the apparatus
checked for proper working order,
make necessary repairs and reinstitute
service. Do no attempt to reconnect
utilities yourself.
[
] Beginning NOW, get receipts
for any money you spend. Theses
receipts are important in showing
the insurance company what money
you have spent related to your
fire loss and also for verifying
losses claimed on your federal
income tax.
STEP
3: LEAVING YOUR HOME
[ ] This may be your decision
or one based on the building inspector’s
judgment that the residence is
unsafe.
[
] Contact the local police.
They will keep an eye on the property
during your absence.
[
] Temporary Housing: Local relief
services, such as the American
Red Cross, Contact Ministries,
and the Salvation Army, should
be able to help you with temporary
housing.
[
] If you are insured under
a package homeowners or tenants
policy, a section of your coverage
may pay for the extra costs of
temporary housing such as a hotel.
If you are in need of immediate
funds, ask you insurance agent
about how soon you might get an
advance on your eventual insurance
claim settlement.
[
] Try to locate the following
items to take with you:
- Identification
- Vital medicines such as insulin
or blood pressure regulating drugs.
- Eyeglasses, hearing aids, prosthetic
devices, etc.
- Valuables such as credit cards,
checkbooks, insurance policies,
savings account books, money,
jewelry, etc.
[
] At this time, do not attempt
to open your safe. A safe involved
in a fire may hold the intense
heat for several hours.
[
] Notify the following parties
of your relocation:
- Insurance agent or adjuster.
- Mortgage company. Also inform
them of the fire.
- Employer.
- Family and friends.
- Children’s schools.
- Post Office.
- Delivery services such as newspapers.
- Fire or police department, if
the fire is under investigation.
- Utility companies; these include
telephone, heat, power, water
and trash collection.
STEP
4: ASKING FURTHER QUESTIONS
[ ] Your disaster relief service
case worker, local fire department
or insurance agent will help you
with the many questions you will
have in the coming days. In the
meantime:
[
] Do NOT throw away any damaged
goods until after an inventory
has been taken.
[
] Do NOT contract for estimating,
inventorying or repair services
without first consulting with
your insurance agent or adjuster.
For
additional assistance, contact
the
University Park
Fire Department
(708) 534-6451
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